UK Debt Help
The Government introduced schemes, offering help for people living in the UK who cannot keep up with their debt repayments. It has been declared that you should only pay back what is reasonably affordable per month.
Government Legislation schemes are helping thousands of people across the UK. An IVA or similar debt solution will help people pay off their debts with peace of mind.
IVA's were first launched and approved by parliament in 1986 to help people that were struggling with an alternative to going bankrupt, making it easier for people to meet their living expenses on a priority basis and then taking care of their debt repayments.
IVA's are now the most popular formal solution to clear debt. They are designed to make repayments more manageable and affordable. These schemes must be set up by a registered Insolvency Practitioner (IP) who will split your payments on pro rata basis between your lenders.
The arrangement is put together to prevent any additional interest and charges being added to your existing debt, meaning lenders can't change their mind! An IVA will normally last 60 months, and during this period you will be expected to make one affordable payment each month towards your debt. At the end of 5 years any debt that remains will be legally written off!
To ensure what you qualify for, please fill in the form above.
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